If you no longer find your Kohl’s credit card beneficial or if you have found another credit card service much better with affordable interest rates, then you should definitely cancel your Kohl’s credit card. In case you are not sure about the procedure, we are here to assist you with the cancelation process.
With access to a personal Kohl’s credit card, individuals are eligible for a lot of features, for instance, there are a lot of free online payments available with this credit card, plus, you also become eligible to sign up for paperless e-statements, and most importantly, you will have your credit score elevated with it.
To cancel your Kohl’s credit card, you can either contact their customer support number and request the cancelation of your card. Alternatively, you can also visit their customer service center online and chat with an agent to get your card canceled.
There will be some details that you might be required during the cancelation process, if you want to know in detail about canceling your Kohl’s credit card, you should continue reading this article.
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How To Cancel Kohl’s Credit Card?
There are mainly two possible ways at present that are available for users to get their Kohl’s credit card canceled, we are going to discuss each of them right here so that you can choose which method you would prefer to go for.
How To Cancel Kohl’s Credit Card Over The Phone?
You can contact the customer service team of Kohl’s to request the cancelation of your respective Kohl’s card.
For this, you will be required to call on the number (800) 564-5740 and talk to the customer support representative. Explain to them that you would like to have your Kohl’s credit card canceled. The agent will probably ask you for the reason behind this so be ready with a valid one.
You will also be asked to provide your account details and identity authentication for the confirmation that you are the original account holder of the credit card that you want to cancel.
They will subsequently work on your request and have your card canceled and you will probably receive a confirmation mail for the same.
How To Cancel Kohl’s Credit Card Online?
If you do not prefer talking to the customer service agent over the phone, you can also cancel your Kohl’s credit card online through a message.
Here is what you will be required to do if you want to cancel your Kohl’s card online without speaking with any representative on your own.
1. You are required to head to the customer service center of Kohl on their website.
2. At the bottom right edge of the page, you will see a Chat option, click on it to open the chat window.
3. Here, you will be able to chat with an agent, so you can message them that you want your card closed.
4. You will be asked to provide some of your account details including your credit card number, so be ready with the details beforehand.
5. Follow up on the prompts that you receive in the chat and you will be able to complete the process of closing your Kohl’s credit card.
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How To Reopen My Kohl’s Credit Card?
If you had canceled your Kohl’s credit card for some reason but have now realized that you need it back, then you can always have your card reopened.
For this, you will be required to contact the customer service of Capital One, who is the original issuer of the card. You need to dial the number 1 (800) 564-5740 for this purpose and tell them that you need your card back.
If they find you eligible for reopening your closed credit card based on how long it has been closed and the reason you gave for closing it, you will be able to get your Kohl’s Credit Card back.
Can You Freeze Your Kohl’s Credit Card?
No, you are not allowed to freeze your Kohl’s credit card, you will either be required to keep using it or you can just simply close the card.
If your card has been stolen or is lost, you will be required to contact Capital One customer service by dialing the number 855-564-5748 and discussing the matter immediately so that they can cancel your current card and provide you with a new one.
Will Closing My Kohl’s Card Hurt My Credit?
Of course, whichever credit card it is, be it a Kohl’s card or any other, your credit score will ultimately decrease if you cancel the card. The decrease in your credit score will completely depend upon the credit limit of the closed Kohl’s card as well as how long you had been using that card.
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FAQs
Does The Kohl’s Credit Card Have An Annual Fee?
There is no kind of annual fee that Kohl’s credit card holders are ever charged. If there is a fee you are charged by Kohl’s Credit card, it can either be a late fee or a returned payment fee.
What Happens If I Don’t Activate My Kohl’s Credit Card?
As soon as you approve your Kohl’s credit card, it is considered open. So, even if you have not activated your Kohl’s card, it will still remain open, the only thing missing would be that you will not be eligible to use the card until you activate it.
What Is My Kohl’s Card Expiration Date?
There is no expiration date for your Kohl’s credit card, so, you can use it any time and for as long as you want to without worrying that it will expire and you will need to renew it again.
Why Did Kohl’s Close My Credit Card?
As per the sources, if an account holder doesn’t use his/her Kohl’s credit card for up to 24 months, their Kohl’s card shall be closed automatically, so if you do not want your card to be closed, then make sure that you use it before the mentioned period of time.
Wrapping Up
With this, we are concluding our article and hope that you would have received all the necessary information regarding the cancelation of your Kohl’s credit card with its possible consequences and methods. If there is any other credit card that you would like to cancel, then you can let us know in the comments and we shall help you with that too.
