Does your Merrick Credit Card remain inactive for a long time? If you are not using your credit card much more, then there’s no point in keeping it with you.
Right? If you need help canceling your Merrick card, then this article is for you.
Merrick is a financial company that offers all types of banking services and gives the service of Credit Cards to its users. Still, some users decide to cancel their Merrick Credit Cards.
To cancel your Merrick Credit Card, you just need to reach out to their customer support service team and submit your cancelation request, then they will help you in terminating your credit card.
Should I Close Merrick Bank Credit Card?
Well!! We are not asking you to cancel your Merrick Credit Card but we just want you to know that before canceling your card, it’s better for you to know about some of the consequences of canceling a credit card.
Make sure to cancel your credit card only when you feel that you are not able to pay its annual security fee.
Your credit card must have a $0 balance in its account before you gonna cancel it to get back the refund of your security deposit amount.
Canceling your Credit Card will also affect your credit score. But, still, if you are sure to cancel your Merrick Credit Card, then here we explain some effective ways for its cancellation.
How You Can Cancel Merrick Card?
Currently, you have two ways to cancel your Merrick Credit Card. You can opt for any of the methods to cancel your card, as per your choice.
We are going to explain each one of them in detail for better understanding.
How To Cancel Merrick Credit Card Over The Phone?
Merrick’s customer service team is always available for your help. You just need to take a little effort to call their team and tell them to cancel your credit card.
Follow these steps for smooth cancellation.
- Before making a call to their team, just make sure that you will clear all of your balance remaining on your credit card.
- After that, you have to make a call to their service team phone number 1-800-204-5936 & 1-800-253-4563 (TTY/TDD).
- Get connected with their team member on a phone call and tell them to cancel your credit card.
- Provide them with your card details and if your card has 0 balance, they will easily cancel your credit card.
How To Cancel Merrick Credit Card Via Mail?
If you don’t want to cancel your Merrick Credit Card by speaking to one of their team members on a phone call.
Then, you also have the option to send your credit card cancelation request to their team at their mailing address.
USPS Mail
Merrick Bank
Customer Service
P.O. Box 9201
Old Bethpage, NY 11804-9001
This is the working method to cancel your credit card as their team member will receive your letter and go through the matter you are facing and provide you with its solution.
After receiving your letter, they will contact you and then cancel your card. As this Mailing Method is quite lengthy and takes time to process your cancelation request.
So, most people prefer the calling method to contact their team and cancel their Credit Card fast.
Frequently Asked Questions
Will Canceling Merrick Credit Card Affect My Credit Score?
No matter what company’s credit card it is. Canceling your Merrick Credit Card or another credit card will definitely bring a negative effect on your credit scores.
How To Contact Merrick Customer Service?
For credit cards related queries, contact their customer service team at 1-800-204-5936, and for personal loan-related queries, contact 1-833-842-7900.
You can go to the Merrick Contact Page to get more contact information.
Conclusion
We hope that this information is enough for you to cancel your Merrick Credit Card. If you have a credit card with some other bank account, then let us know in the comment section.
We will try our best to bring out the possible ways to cancel your card too. Till then, you can cancel Lowe’s Credit Card.
