How To Cancel Santander Credit Card?

Do you no longer need your Santander Credit Card? If you are unsatisfied with their customer services or due to the high rate of interest, you wish to cancel your card. Don’t worry!  We will help you out with the process in a few easy steps. 

Santander Bank offers a wide range of credit cards for all your financial needs. It can save you a lot of money by using the All In One credit card to space out the cost of purchases and the balance transfer credit card to restructure your debt.

You can easily cancel your Santander Credit Card using your mobile banking app. If you don’t use the app, then you can cancel via live chat or phone call.

Understanding the steps involved in the process of canceling a credit card and its consequences is very important. In this article, we will provide you with an easy step-by-step guide to cancel your credit card anytime effortlessly.

How To Cancel Santander Credit Card Over The Phone?

You can easily cancel your Santander Credit Card by contacting customer service at 0330 9 123 123 or 0800 313 4321 (toll-free).

Follow the steps below to cancel your card:

1. Pay off the remaining balance, if any
2. Keep all the account-related information handy
3. Dial the number on your phone 
4. Wait for the call to be connected with one of the representatives
5. You may now request them to cancel your credit card and give them an appropriate reason
6. After verifying your identity, they will proceed with your request 
7. Post successful cancellation, you will receive the confirmation via email.

Also, read How To Cancel CIBC Credit Card?

How To Cancel Santander Credit Card Online via Live Chat?

To cancel your Santander Credit Card via Live Chat, you need to follow the instructions below:

1. Go to their official website
2. Click on ”log in” and enter your details
3. On the right-hand side, you should find a “Chat with Us” option
4. Start a new chat and type “Close my card”
5. Now the instructions prompted
6. They will contact  you if any further steps are required

How To Cancel Santander Credit Card Through Mobile Banking App?

Cancelling a credit card can be a hassle sometimes, but not anymore. BecauseBecause you can cancel your credit through your mobile anytime within a few minutes by following a few easy steps:

1. Download the mobile banking app of Santander
2. Login with your details
3. Navigate to the Card management section
4. Now select the card you want to cancel
5. Click on Cancel card
6. Follow the steps prompted
7. Now click on Confirm
8. Once you have completed the process, the app should provide you with confirmation that your card has been canceled

Remember to destroy your card to ensure that no one can use it.

Also, read How To Cancel Maurices Credit Card?

How To Cancel Santander Credit Card Through the Bank?

You can visit your nearest branch and request the cancellation of your card. Bring your valid photo ID and other necessary documents with you. Explain to the bank representative that you wish to cancel your card and they will guide you through the process.

Settle all the remaining balance and provide the details asked by them. You must request for the confirmation of the cancellation. Don’t forget to destroy the card after successful cancellation.

Frequently Asked Questions

Conclusion

Cancelling a credit card is a responsible financial decision when done correctly. By following these steps and staying in communication with your credit card issuer, you can effectively close an account and minimize any negative impact on your credit score.