How To Cancel HealthCare.gov? Easy Coverage Cancellation!

How To Cancel HealthCare.gov

Comparing and selecting the best healthcare for your family can be a difficult procedure and HealthCare.gov can help you with that. You can get to choose from numerous options for healthcare and if you don’t wish to continue, you can cancel HealthCare.gov anytime. 

Healthcare.gov provides you with some affordable healthcare options and choices. It is the official Marketplace website of the U.S. Government under the famous Obamacare act.

Here, you can compare the various health insurance options before making a decision of selecting one for your family. 

If you are planning to get another health coverage then you will have to cancel your marketplace plan from HealthCare.gov. For that, you will have to go to your Marketplace account> My Applications and Coverage> My Plans and Programs> End all coverage> Terminate coverage. This will cancel your HealthCare.gov. 

How Does HealthCare.gov Works?

HealthCare.gov is a service for everyone where people can shop for and enroll in health insurance. The Health Insurance Marketplace is operated by the Federal Government and is made available at HealthCare.gov for the various selected states.

It is a website run by the United States government and is sometimes even called a healthcare exchange. You will be basically required to provide some information about yourself and can later compare the health insurance options available for you.

Then, through the same platform, you can easily enroll in your desired plans. The platform was launched after the finalization of the Affordable Care Act or ACA

HealthCare.gov has an annual Open Enrollment period and during that selected time, any of the States citizens can enroll in their desired health insurance plans.

HealthSherpa, the private website partner of the federal government, is also a great platform to compare and shop for the health insurance that goes perfectly with you.

After the enrollment period is over, you can also manage your insurance plans from HealthCare.gov and all the payments you make for your insurance plans go straight to the selected insurance company. 

How Can You Cancel Your Marketplace Plan On HealthCare.gov? Cancel Obamacare Anytime

If you wish to cancel your Marketplace plan, do remember that you won’t be able to re-enroll to HealthCare.gov until the next enrollment period commences. You must also consider that:

>For ending coverage of everyone on the application, the termination or cancellation procedure gets into effect within the day you cancel it. You can also set a date for your coverage termination in the future. 

>For ending coverage of a few members on the application, the termination takes place immediately. However, there are some cases when the termination does not show immediate results. This can happen when the household members in the coverage qualify for the Special Enrollment Period

To end coverage for the members in your Marketplace plan, you will be required to:

1. Go to the official website and log in to your Marketplace account

2. You will then have to click on the Start a new application or update an existing one option. 

3. Go to your name on the screen page and choose My Applications and coverage

4. Navigate to Your Existing Applications and select your application from under the tab. 

5. Now, look for My Plans and Programs on the left of the screen and click on it.

6. At the bottom, hit the End All Coverage button in red. 

7. You can now choose the date you wish to cancel your coverage. 

8. Again, click on the Terminate Coverage button and confirm the procedure. 

You will able to see a Canceled or Terminated status next to your coverage plan. 

Terminate HealthCare.gov Application Through HealthSherpa

If you have made an enrollment through HealthSherpa, you can cancel it by following these steps:

1. Go to HealthSherpa official and log in to your account through the dashboard. 

2. On the top right of the screen page, you will see the Access Marketplace button, click on it. 

3. You will now have to choose the state of the client to see further options. 

4. Now, click on Search at HealthCare.gov. Provide your required credentials and log in to HealthCare.gov

5. Search the application of the client on the platform. 

6. Go to My Plans and Programs

7. Scroll down the page till you find the Terminate this Enrollment button in red and click on it. 

Terminate HealthCare.gov- FAQs

How Do I Cancel My HealthCare.gov Account?

If you wish to cancel your HealthCare.gov account, you can contact the Marketplace Call Center or Customer Services at 1-800-318-2596 or at 1-855-889-4325

Is HealthCare.gov The Same As Obamacare?

The US Federal government operates HealthCare.gov which is a health insurance exchange website under the provisions of the Affordable Care Act and is also commonly referred to as Obamacare as it came during his tenure. 

Does My HealthCare.gov Plan Automatically Renew?

Most of the people who have enrolled in states using Healthcare.gov have to follow a procedure to auto-renew their APTC eligibility. In most situations, Marketplace will automatically renew your coverage for the next year.

Wrap Up

If you are looking for some of the best health insurance plans for you and your family members then HealthCare.gov allows you to compare and choose from the best affordable rates.

When you no longer need it, you can cancel your HealthCare.gov anytime by following the methods discussed above.

If you have some issues related to your insurance plans then you can contact Customer Care for the same. You can also cancel your Kaiser Insurance.

Aiden is an entertainment enthusiast who loves to explore different online apps/ sites. As she is frugal, she knows how to spend money wisely. Instead of buying costly subscriptions, she proceeds with free trail first. She also knows when and how to cancel subscriptions. Writing is her hobby, so she shares how to cancel tutorials on cancelhow.com via blogs.

Leave a Reply

Your email address will not be published. Required fields are marked *