How To Cancel A Chase Credit Card? 5 Simplified Steps

How To Cancel A Chase Credit Card? 5 Simplified Steps

If you no longer need your Chase credit card then there is no sense in keeping it active. It is time that you cancel your Chase credit card and this article is all about the same so that you do not have to face the issues that people often do due to lack of guidance and information. 

There are a lot of companies that offer credit card services to customers and Chase is one of them. A lot of people have been using their credit card services, however, whenever one finds a better alternative, they decide to switch. If you have also found another credit card service then you might also be thinking of the same.

To cancel your Chase Credit Card, first, make sure that there is no balance left in your account. After that, you can contact the customer support team of Chase over the phone and make a request to cancel your credit card. Provide them with your card details and they will terminate the card for you.

To know in detail all the steps that need to be considered while canceling your credit card from Chase, continue reading this article. 

How To Cancel A Chase Credit Card?

There is a long procedure that you are required to follow before you head to cancel your credit card on Chase. Don’t worry, we have explained the entire procedure in the simplest way possible right below, so you can read it out and proceed accordingly and you will not have any trouble canceling it. 

Pay Off Your Entire Balance Of Chase Credit Card

If you do not want any additional fees to be incurred to your account on canceling your Chase credit card, you need to make sure that you have paid off all the balance from your card. If you do not pay off the balance, this can adversely damage your credit score. 

After paying your balance, you also need to check whether there are any automatic subscriptions or payments linked to your Chase credit card. If yes, then you should cancel them too. 

Use Your Remaining Rewards Of Chase Credit Card

We advise you to use up all the rewards that you have in your account because once you close your credit card, you will lose access to those rewards as well. If you cannot redeem all those rewards right away, then you can also transfer them to your other card or your partner’s card. 

Call The Customer Support Team Of Chase Credit Card

Once you are done with the balance and rewards, you can make a phone call to the person who issued you the Chase credit card. Since you are canceling your Chase credit card, you have to dial the number 1 800 432 3117 on your phone and you will be connected with one of their representatives. 

They will probably encourage you to keep using the credit card by also providing you with better offers. So, make sure that you are ready with a valid reason for cancelation. 

Then, you can ask them to cancel your credit account and also confirm with them if there is any balance left on your account. 

Check The Credit Report Of Your Chase Credit Card

The next step is to check the credit report of your Chase credit card. You should check your report for at least 30 to 45 days from canceling your credit card. This way, you can ensure that your credit card has been closed successfully and there is no existing balance left on the card. 

Destroy Your Chase Credit Card

If you are sure that you have nothing to do with your respective Chase credit card anymore, then you can destroy it completely so that it is not misused and no one can have access to it. You can simply cut it with scissors or a shredder, or you can also ask your issuer for recycling services if your card is made of metal. 

How To Cancel A Chase Checking Account?

If you do not need your Chase Checking account anymore, then here are the steps that you need to follow for canceling it.

1. Head to the official website of Chase banking.

2. Log in to your Chase banking account.

3. Go to the Secure Message Center section.

4. Here, you will be able to send an email with a request to have your account canceled. 

As you do this, the customer support team of Chase will reach out to you and process the cancelation of your account. 

Wrapping Up

We hope that you have properly followed the cancelation procedure of your Chase credit card without skipping any of them because that would be in the best of your interests. If there is any other company whose credit card you ever need to cancel in the future, then you can let us know in the comments so that we can assist you with the same. Also, if you want to cancel your Chase Debit Card, then you can check our article on the same.

Michal, author at provides "How to Cancel" tutorials mostly related to subscription and order cancellations.

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