Have you found a better credit card company or are you dissatisfied with your OpenSky Credit Card? Then it is time that you cancel it and we are here to help you with the same.
OpenSky is surely a secure option for credit cards especially if one wants to improvise their credit. But, there can be many reasons why you might need to stop using your OpenSky credit card.
To cancel your OpenSky credit card, you need to first pay off your outstanding balance and then contact the customer support of OpenSky and make a request for cancelation. Follow their instructions and your card shall be canceled.
To understand the entire process of cancelation in detail for your OpenSky credit card, it is suggested that you keep reading this article.
How To Cancel Opensky Credit Card?
There are a few steps that you need to go through if you wish to cancel your Opensky credit card, however, the major part will be done by the company’s customer care team.
Below is the entire process of cancelation of your Opensky credit card in detail, you can check it out.
1. Pay Off Your Outstanding Balance
The first and foremost thing that you need to do is pay off any outstanding balance on your card, if there is.
Because, if there is any balance remaining, your cancelation request will be declined every time. You can check your balance amount through your recent statements or simply contact the customer service of Opensky to confirm how much amount you owe them.
2. Contact Customer Service Of OpenSky
Once you have paid your outstanding balance in full, it is time for you to reach out to the customer support team of Opensky which you can do by calling them on 1 800 849 6412.
As you dial this number, you shall be connected with one of the customer support representatives of Opensky who you can speak with and make your request for the cancelation of your credit card.
They will ask you for your credit card details, so make sure that you already have them prepared before making the call. Also, you might require to provide them with some of your personal details.
Follow all the instructions provided by the representative, and do as they direct you. Any further information if required, provide them with it right away.
Finally, they will successfully cancel your credit card if you provide them with correct information.
If you do not wish to make a phone call for this purpose, you can also send a mail to OpenSky customer support. Below is the address where you need to write the mail to.
OpenSky Card Services
PO Box 9224
Old Bethpage, NY 11804-9224
In the mail, you need to make sure that you mention all the card details along with your necessary personal info so that the customer support can successfully cancel your account.
Any security deposit to be refunded shall be sent to you via meil after complete closing of your account. If you haven’t paid your outstanding balance, then OpenSky might use your security deposit fr the same.
3. Destroy The Card
Once your OpenSky credit card has been canceled, it is suggested that you destroy the card as well so that anyone cannot make unauthorized use.
If you wish to cancel any other credit card like Nordstrom then, you can check out our article on the same.
FAQs
Can You Cancel Your OpenSky Credit Card Online?
No, as of now, you do not have any online option to cancel your OpenSky credit card. In any case, you will be required to contact the customer support of OpenSky, and they will do the cancelation for you.
Is There Any Cancelation Fee For OpenSky Credit Card?
No, OpenSky does not offer any type of cancelation fee when you terminate your credit card. You just need to make sure that you have paid off all the outstanding balances.
Will Canceling OpenSky Credit Card Impact Your Credit Score?
Yes, be it your OpenSky credit card or any other company’s credit card, when you cancel it, it will certainly affect your credit score. The impact can be severe if you have a longstanding account.
Wrapping Up
With this, we conclude our article on the cancelation of OpenSky credit cards and hope that there wasn’t any problem that you had to face while going through the process with the help of our simplified guide.