If you feel that you are no longer making any use of your Indigo credit card, then it is the right time to cancel it completely instead of keeping it for nothing. Don’t know how to cancel your card? Well, that’s what we are here to help you with.
Indigo credit card is legit a great option for those who are dealing with poor credit scores or with no credit history at all. You don’t need to give any security deposit nor do you require a credit check. However, this doesn’t mean that you would want to keep this card forever.
To cancel your Indigo credit card, you need to first pay off your balance, if any, and then contact their customer service to make the cancelation request and they will do the rest for you as long as you provide them with correct details.
We suggest that you continue reading this article to understand the entire cancelation process in detail and then pursue it.
How To Cancel Indigo Credit Card?
There is only one way in which you can have your Indigo credit card canceled, and you cannot entirely do it yourself, you will require to seek help from their customer support.
We have explained the whole procedure below in detail, you can check it out and follow the same to get your Indigo Credit Card canceled properly.
1. Pay Off Your Outstanding Balance
Before proceeding with the cancelation of your Indigo credit card, the first thing that you need to make sure of is that there is no outstanding balance left in your account.
If there is, you should first pay it off only after which you will be allowed to cancel the card, otherwise, your request shall be declined every time.
2. Contact The Customer Support
Once you are sure that there is no balance on your card left to be paid, you need to call the customer support team of Indigo.
For this, you have to dial the number (800) 353 5920 on your phone and you shall be connected with one of the customer support agents of Indigo Credit Card who you can speak with and make your cancelation request.
They will ask you to provide them with your card details along with your personal info for identity verification. Also, provide them with any additional information that they ask for.
As you provide them with the correct details, the representative shall process the cancelation of your credit card and it will be canceled soon.
3. Destroy Your Indigo Credit Card
Once your credit card has been successfully canceled, it is suggested that you destroy it by whichever means you find suitable, so that no one is able to make any unauthorized use of the card.
If you wish to cancel any other credit card like Barclays Credit Card, then you can check out our article on the same.
Is Indigo Credit Card Legit?
Well!! There is no doubt that the Indigo Credit Card is legit and a safe option for those people who are dealing with poor credit scores and want to improve them. But, the customer reviews of Indigo Credit Card reveal something else.
You can see mixed reviews about this card from the people. On Creditkarma.com, Indigo Credit Card has ratings of 2.7 stars from 480 reviews. Indigo Credit Card reviews are as follows-
Indigo Credit Card Positive Reviews
- This card provides the same benefits and services as per Karma Offer
- No annual fee for those who qualify for this card
- No Security Deposit Fee
- A great card for small purchases
Indigo Credit Card Negative Reviews
- Does not improve Credit Scores much
- 2.5 star ratings to the Indigo Card Customer Service
- People claim this card is one of the worst card
- While making one payment, some people charged two times with Indigo Credit Card
- You do not receive any rewards or benefits from this card
- People faced problem in card activation
FAQs
Is There Any Cancelation Fee For Indigo Credit Card?
No, you will not be charged any type of cancelation fee while you terminate your Indigo Credit Card, you just need to make sure that you have paid off all the balance on your card.
Will Canceling Indigo Credit Card Affect Your Credit Score?
Undoubtedly, yes. If you cancel your Indigo credit card, or in fact, any credit card, it will directly impact your credit score. The level of impact will depend upon how long you have had the card.
How To Cancel Indigo Credit Card Application?
If you have applied for an Indigo credit card and wish to cancel it before even getting issues, you should immediately request the same to their customer service by dialing (866) 946 9545.
Wrapping Up
That was all that we think you needed for getting your Indigo Credit Card canceled, and if you still think there is some doubt, or any other card you do not want anymore, then let us know in the comments.
