If you have found a better credit card service in your country or city, which is sorting out the issues that you had been facing in Halifax, then it is time that you get a new credit card from that company and before that, you should first cancel your current Halifax credit card immediately.
Due to the reason that it charges no FX fees, Halifax credit cards become quite suitable for the non-sterling purchases that are made by a person when one is traveling abroad, this is why Halifax is also believed to be one of the best credit cards for travel. But, every credit card comes with one or more disadvantages, and if you have also found them for Halifax, then you should cancel it right away.
To cancel your Halifax credit card, you need to call on the customer service number of Halifax and you shall be connected to one of their agents to speak with and make a request for the cancelation of your credit card. You can also write to the Halifax credit card operators with a cancelation request for your respective credit card.
To know in detail when and how you can cancel your Credit Card from Halifax, we suggest that you keep reading this article as everything has been explained in a simplified manner regarding the same.
How To Cancel Halifax Credit Card?
There are two ways in which you are allowed to cancel your Halifax credit card easily. However, before that, you need to be aware of something important.
If there is any outstanding balance on your Halifax credit card, you will first have to make all the payments and until you have repaid the balance in full, your credit card account is going to remain active even if you request for its cancelation.
If your credit card account is in credit, then a credit balance can be refunded to your UK account for which you can contact the customer support of Halifax. You will be able to have your credit card account in Halifax closed only after your account balance is Zero.
Now, we think that we should let you know in detail the available methods for the cancelation of your Halifax credit card, so read ahead.
How To Cancel Your Halifax Credit Card Over The Phone?
If you think that you do not need your credit card in Halifax anymore, then you can request for its cancelation by contacting the customer support of Halifax.
For this, you are required to dial the number 0345 944 4555 on your phone and you will be connected to one of the customer support executives of Halifax to speak with. You can talk to the agent and let them know that you do not wish to continue your Halifax credit card and make a request for the cancelation of the same.
The representative will ask you for some of your credit card details and identity verification details as well. Make sure that you have your 16-digit credit card number with you at the time of having the conversation.
The agent will process your cancelation request and your Halifax credit card shall soon be terminated.
How To Cancel Your Halifax Credit Card Via Post?
Apart from the calling option, you can also request the cancelation of your Halifax credit card by sending a cancelation letter to their official address.
Just compose a letter mentioning your request for the cancelation of your respective credit card in Halifax. In the letter, you need to mention some important details including your date of birth, full name, phone number, email address, the number of your credit card, as well as your documented signature.
Once you have written your letter properly, you can send it to the address given below.
Lloyds Banking Group PLC, Credit Card Operations, BX1 1LT.
Their credit card operators will look into your request and will act upon it accordingly for which you will receive a confirmation call or message on the successful cancelation of your credit card.
How To Cancel A Halifax Bank Account?
If you also do not need your Halifax savings account anymore, then you can cancel it too, and this time, you can do it manually through their online portal. Just go to your Halifax account and you will see the More Actions option on the Home page, select it. Then, go to the Account Services menu and choose the “Close Account” menu from there.
Next, you just have to follow up as directed for the process of canceling your account and it shall be closed right away.
Wrapping Up
This was all that you need to be aware of if you wish to cancel your Halifax credit card that you are not going to use anymore. As you cancel this credit card, there are great chances that you would get another one. If in the future, you are dissatisfied with your new credit card as well like Kohl’s Credit Card, you can simply reach out to us for assistance on its cancelation as well.
